If your home is your business, then home contents insurance can protect your interests. Maybe you freelance from home, or perhaps run your business from there; either way it’s worth assessing whether you have ample insurance for your business needs. There are specialist home insurance policies which cater for your situation.

Working from Home?

While some providers may view running business activities from home as an additional risk, others will offer you separate or additional home insurance coverage to cater for that need.

Things to bear in mind when assessing your home insurance requirements:

• Does your home insurance cover all the equipment you use at home, e.g. computers, fax machines etc?
• Is your business data protected, what happens if you lose business data in a computer crash or fire?
• Are you responsible for the health and safety of clients or staff members who visit your property? If employees work at your home, it is a legal requirement for you to have employer’s liability insurance, which will be a feature of most specialist home insurance quotes.

Please find links below to a selection of home business insurance providers: