The intent to deceive a car insurance company in order to receive a larger pay-out can constitute as fraud. A dishonest claim can be quite difficult to assess and an insurance provider will need evidence that the claimant is being untruthful or inconsistent in their version of events.
Car insurance fraud can take a number of forms:
According to the Financial Ombudsman, there are several guidelines to take into consideration when assessing accusations of car insurance fraud.
The thousands of fraudulent car insurance claims each year equate to millions of pounds. This can push up premium prices for all the honest motorists out there. Think twice before attempting a dishonest claim as you could face a criminal record and difficulty getting car insurance and credit in future.
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