Choosing the right car insurance for you isn’t always just a question of price. Making sure you have the correct cover is paramount for peace of mind.

What is the right insurance?

In the UK, there are three main types of car insurance - Third Party only, Third Party Fire and Theft and Fully Comprehensive Insurance. Choosing the right insurance for you can depend on many factors.

What are the different types of Car Insurance?

Third Party only covers:

• Any damage caused by you in a collision that is your fault, to a third party and their vehicle. Your own vehicle is not covered. This insurance is the bare legal minimum requirement if you are a UK motorist.

Third Party, Fire and Theft insurance covers everything that is covered under a Third Party policy plus:

• Damage to your vehicle caused by fire.
• The theft of your vehicle.

Comprehensive Insurance covers:

• All of the above.
• Damage caused to your vehicle in a collision with a third party even if the accident was your fault.

Are there any special options you could take advantage of?

For women drivers, young drivers, or Over 50’s drivers, there are specialist car insurance schemes that may offer reduced costs or that might have additional features that would be advantageous. Using a car insurance comparison website such as the Tesco Compare service can help you compare what is on offer within the marketplace.

Summary

• Don’t base your car insurance decision on price alone.
• Look at all the options offered by a range of providers.
• Check to see if there are any special insurance options available if applicable.

Compare car insurance quotes fast with Tesco Compare.