If you’re looking for car insurance deals, there are a number of things you should consider which could all ultimately influence how much you pay for your motor cover. They fall in to three categories: Where to look; What to look for; and, Getting cheaper premiums.

By paying a little attention to all of these areas, you could find the car insurance that best meets your needs at a price that suits your budget.

First of all, let’s look at how the things that you do can influence how much your cover will cost.

Getting cheaper premiums

There are ways that you can pay less for your car insurance by using a little know-how. And while you may not be able to change your age, sex or car easily (these are three of the major factors that influence how your policy is priced) you can make your car more secure (some insurers may reward you with cheaper cover if your car is at less risk); and up your voluntary excess.

Also, by keeping your licence clean and free of points, you’ll keep the cost of your cover low. Insurers are really clamping down on motorists who commit offences, with some even refusing to cover you at all, so it’s worth being a safe driver, not only for cheaper car insurance premiums but for your and everyone else’s safety too!

Even simple things like putting a limit on your annual mileage can see you shave some money off the premiums, leaving you more for yourself.

So now you know how to present yourself in the best possible light to any potential insurer, the next important consideration is...

Where to look for car insurance deals

By going online for your motor insurance you can view a wide range of policies from dozens of UK car insurance providers. And you can find many of them in one place by using a comparison website such as Tesco Compare.

It’s quick and easy to use (and free!) and gives you the ability to compare premiums and some of the major policy benefits. This leads us on to the next point...

What to look for when choosing your car insurance

When comparing motor insurance policies online it’s important that you compare them on a like for like basis so that you get a true reflection of which one offers the best deal.

Once you have whittled them down, look at the different policy benefits that could be available. For example, some insurance providers will give you a 10% discount simply for buying online while others will give you three months cover free. Or maybe you could take advantage of inclusive UK breakdown cover or a courtesy car in the event that your car was damaged.

The thing is, the choice is yours - meaning you can buy a policy that not only offers you a good deal but has additional features that you can enjoy. So, as you can see, looking for car insurance deals needn’t be a chore, it can almost be a pleasure, especially when you see how much money you could save!