They might be fast and good-looking - yet insurance costs for performance and sports cars are rarely easy on the eye. Get a quote from specialist insurers using the links below:

Why do sports/performance cars need extra cover?

It goes without saying that insuring your hot hatch may command equally hot premiums compared with a clapped-out banger. Sought-after models, stylish looks and costly repairs all drive up the insurance on sports and performance cars, especially if they’re driven by young drivers.

Tips for reducing insurance costs:

• Decide on the car – can you afford to run and maintain the car? The tax will be high on gas-guzzlers as will servicing and repair costs
• Choose a car with a lower insurance group – the higher the group the more expensive premium you’ll pay
• Search the Association of British Insurer’s database to find the recommended group rating for the car you’re interested in
• Compare similar models - you may find one which is in a lower insurance group, commanding smaller premiums
• Keep the car in a garage or off the road - this can help reduce insurance costs
• Safe and secure – fitting an immobiliser, alarm or tracking device can make the thief think twice about stealing your car
• Limit the miles – restricting the car’s time on the road can reduce the risk of accidents and theft, and may attract lower premiums
• Watch your speed - performance and sports cars are built for speed so it’s easier to break limits. A motoring conviction is likely to increase the insurance cost of your high performance or sports car
• Pay a higher excess – a larger excess can reduce your premium which might be worthwhile if you’re a safe driver

Other tips

Keep an eye on policy features available. For example, is the sports car covered for track use? Also, agree a value of the car to avoid any shocks when you make a claim. Look out for discounts, especially those provided by owner’s clubs and specialist providers. Lastly, cast your net wide when comparing car insurance.