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Caravan and Motor home insurance

On the road and in the campsite, caravans and motor homes are vulnerable to damage and destruction - get a quote from specialist insurers using the links below:

Comparing Motor home or Caravan insurance

  • Which model do you want to insure? – inevitably a stately 6-berth RV will be sky-high to insure compared with a single berth caravan. There are hundreds of models to choose - made in UK, USA, Germany and other countries.
  • What will you use it for? – whether you’re a seasoned globe trotter or just a weekender, the use of the motor home or caravan can influence the insurance costs. If you plan to use your motor home only during the summer or the odd trip, ask the insurer about limited mileage insurance. This option may cut costs, but bear in mind that you may be restricted to this limit.
  • The inside counts - when comparing motor home insurance, it’s vital to know which contents are insured. There are many accessories usually found in your motor home – from cookers, beds, microwaves to TVs, radios, CD players and clothing.
  • Fire, flood or storm damage. Just like a home insurance policy, you should read the smallprint to check if you’re covered against the whims of mother nature. Similar to road accident damage, check whether the policy covers temporary accommodation while the unit is being repaired.
  • Where will you buy it? - buying an imported motor home may increase insurance costs because parts may have to be shipped in if you have an accident and have to claim on your insurance policy.

Other points to consider

Like most insurance polices, young drivers typically have to pay more on their caravan or motor home insurance. Some providers may not cover under a certain age so it pays to have a good look round to see what’s on offer by using a comparison site.

Whether you have an American motor home, caravanette, touring caravan, campervan or a classic camper - there are expert providers who should understand your insurance needs.


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