Building a kit car is a labour of love - yet choosing the right insurance need not be labour intensive. Get a quote from specialist insurers using the links below:

How does Kit Car Insurance differ?

Kit car insurance can vary according to the make, model and desirability of the vehicle, just like premiums for mainline manufacturers. The cost of cover will also differ according to how much you customised the car, and the value of parts which can be sky-high.

Consider the following for Kit Car Insurance

• Agree a value for the kit car – the vehicle might be non-standard and customised so it’s wise to agree a value with the insurer
• Salvage retention options – if your car is written off and you wish to salvage parts, check if you had salvage retention cover in your policy
• Spare parts cover – this can insure against parts being lost in transit or stolen
• Static rally, greenlaning and show cover – check whether the policy covers you for showing and driving the car at events
• Any age drivers – can motorists of all ages drive the car or is the policy restricted to those above a certain age?
• Business use – check whether the policy covers you to use the car for business use
• Limited mileage discounts – as with standard cars you may receive a discount if you drive below a certain annual mileage
• 24 hour claims assistance – will the policy allow you access to make claims calls 24hours a day?
• Free car loan during repairs – some insurers can provide a courtesy car while yours is being repaired
• Breakdown cover - is your set of wheels covered if it decides to give up the ghost?

Be savvy

Kit Car Insurance can also cover spare parts that may often be stored until the time they’re fitted. The car and its ‘vital organs’ should be insured during storage in case they get stolen or are damaged. This will usually be mentioned in the policy as ‘build up’ cover. Lastly, don’t be afraid to shop around. Hopefully, this guide will put you on the starting grid to compare some kit car insurance deals!