Nothing can replace the sentimental pride in your treasured classic car. Get a quote from specialist insurers using the links below:

Why is Classic Car Insurance different?

Classic car insurance is usually tailored suit to the make, model and age of your vehicle. According to the HMRC, a classic car is one that is typically over 10 years old and worth more than £15,000 pounds.

Insuring your classic car with a specialist company can offer certain features and benefits over conventional insurance providers. They may factor in aspects such as your vehicle can appreciate rather depreciate compared with a modern car.

Is Classic Car Insurance more expensive?

Generally yes. Classic cars generally command higher insurance premiums due to their risk of theft, and tendency to breakdown because of their age. What’s more, many may not have the same security features, design and build of modern cars. They can be higher risk as classic vehicles are usually more expensive to repair and prone to being involved in accidents.

Shop around for cheap Classic Car Insurance

Using comparison sites is an easy way to find a specialist provider of your classic car insurance. When looking for the best policy consider:

• Limited mileage discounts - if you rarely drive your classic car you can benefit from cheaper insurance
• Car Club discounts – check for discounts if you’re a member of a car or owner’s club
• Backup - classic car polices may include extras such as breakdown cover, and a windscreen replacement service
• Guaranteed value - you can specify a ‘guaranteed value’ for your car with most providers. This value can denote its overall condition.

Classic Car Insurance eligibility

• Generally, your car must be 10 to 15 years old and over but some companies may accept younger vehicles (HMRC)
• The minimum value of the car is decided by the insurer
• Some insurers may prefer your car to be garage-kept only, and for you to have good driving records. The car should be securely locked, with only limited people allowed access to it
• The driver should be at least 21 years old - but this varies between policies. Young drivers inevitably attract higher premiums